In this article we are going to see about a very successful scheme for girl child which is called as "Selva Magal Semippu Thittam" in Tamil Nadu. It is formally called as "Sukanya Samriddi Account" in Hindi which means Girl child Prosperity Scheme.
What is Selva Magal Semippu Thittam 2015 / Sukanya Samriddhi Account SSA?
When it was launched and by Whom?
What is Selva Magal Semippu Thittam 2015 / Sukanya Samriddhi Account SSA?
Selva Magal Semippu Thittam is a special savings scheme exclusively launched for the girl child in Indian Post Offices. It provides higher interest rates than many other schemes for the girl child.
When it was launched and by Whom?
Selva Magal Semippu Thittam scheme was launched on 22nd January 2015 by Indian Prime Minister Narendra Modi.Benefits
- Interest Rate: 9.2% (From 1st April 2015 onwards)
- Parents/ Guardians can deposit as low as 100 rs at a time for any number of times.
- Minimum amount to be deposited in a year is set as Rs 1000 to cover all the people.
- The interest earned through this account is tax exempted.
Rules
- The girl child should be less than 10 years old. Age relaxation of one year that is 11 years has been given for this year.
- Only one account can be opened per girl child.
- If the total deposit in one year is less than RS.1000 the account will be deactivated, which can be activated again after a payment of penalty of Rs 50.
- The maximum amount that can be invested in every financial year is Rs 1.5 Lakhs.
Requirements
- Birth Certificate of the girl child for age confirmation
- Address Proof of the Parents/Guardian
- Identity Proof of the Parents/Guardian
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Where can I Get the form please provide the link for online forms if any available
ReplyDeleteyou can get the form directly from the post offices itself....
DeleteMy daughter is just 7 months old baby. is there any option? not specified about minimum age in this page.
ReplyDeleteYes u can. We got for our daughter wen she was 3months.
DeleteMinimum age is 0.. You can start immediately..
ReplyDeleteat the end of time Girl baby can misuse the money without parents knowledge, so is there any condition for the withdrawl when the investment got maturity
ReplyDeleteMr. Rajan ,
DeleteIts your child, and if you dont believe her , who else wil ??
my daughter born on 24.03.2004. can i get the scheme.by meena,tirupur
ReplyDeleteHow to paid online?
ReplyDeleteInsurance is covers or not
ReplyDeleteIs it possible can we check online.
ReplyDeletetill now not an option for that.. but we expect our Govt to open online AC viewing option soon
Deletetill now not an option for that.. but we expect our Govt to open online AC viewing option soon
DeleteCan we deposit Rs.1, 50, 000 one time for the whole year?
ReplyDeleteYes, You can deposit by check @ one time.
ReplyDeleteIf I am paying 50000 thousand per year, what will be the maturity amount...
ReplyDeleteCan we deposits on first year RS 1Lak then Next year can deposit on RS 1000. It's possible..?
ReplyDeleteyes it is possible...
DeleteKindly confirm whether interest rate is floating interest or fixed intetest rate...
ReplyDeletecan any one send filled form
ReplyDeleteCan we pay it through online
ReplyDeleteMy native who s thoothukudi and all my addres proof ration card are all there only can i open account in chennai
ReplyDeleteYes you can
DeleteMy child is one year old and US born.mom and dad are Indian citizen.can I get ponmagal scheme for my daughter
ReplyDeleteIs it tax free?
ReplyDeleteIs it tax free?
ReplyDeleteDear admin am paying 1000 Rs per month they will provide the interest for each month or they will provide interest only end of the year only
ReplyDeleteIn case if a child died at her 10 years, how much of money parents will get? or government will take full money?
ReplyDeletebecause a line of terms & condition in that form is mentioned if a girl died before complete this scheme, all the paid money will taken by govt
ReplyDeletei forget to pay for two years now i can continue to pay
ReplyDeleteIn which age I can start this scheme please guide me
ReplyDelete